Vehicle Loans

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See yourself in a new car? We all have our reasons. Luxury, engine power, safety, fuel-efficiency or just plain fun. However you choose to drive to your destination, at Suffolk Federal, we see it too, and have the car loan that can help you get there.


Try our Vehicle Loan Calculator to find out what you can afford. Interested in refinancing your current auto loan for lower monthly payments? Try our Auto Refinance Calculator. Apply Now for a car loan from Suffolk Federal with convenient locations throughout Suffolk County, NY!

Enterprise Car Sale Program

Find your next car through the Enterprise Car Sales Program. By purchasing a vehicle at Enterprise Car Sales and financing it with Suffolk Federal, members receive VIP treatment and more!

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  • Great rates, including used cars at new car rates
  • Haggle-free pricing
  • Wide selection of low-mileage/well-maintained vehicles
  • Seven-day repurchase policy
  • 12-month / 12,000-mile limited warranty

Check Out This Month's Offer! »

More Exclusive Discounts for Credit Union MembersOwn Your Money!  Invest in America

Drive away with amazing discounts on GM vehicles and a low rate loan from Suffolk Federal. Visit for details and speak to a Member Services Representative today.

Traveling by motorcycle, off-road vehicle, RV or boat? Yep. We do that, too.

Questions? We're here to help. Call 631.924.8000 or visit any of our seven convenient branch locations throughout Suffolk County, Long Island, NY.

*APR = Annual Percentage Rate. Rates and terms are subject to change without notice. Rates shown above available with Automatic Payment. New auto loans may finance up to 100% of the MSRP or the purchase price, whichever is less, plus sales tax, license, and extended auto warranty. Used auto loans may finance up to 100% of the NADA Value Guide or the purchase price, whichever is less, plus sales tax, license, and extended warranty. Extended warranty financing maximum is $2,000 on autos and $2,500 on trucks. Extended warranty finance limit on all other vehicles is $2,500. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different term. The above loan requests are subject to credit approval. One must live, work or worship in Suffolk County, NY to be eligible for membership. Please see a representative for additional information, applicable fees and terms.