Personal Loans

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See yourself getting a great rate on a personal loan or share secured loan? We see it too.
Suffolk Federal offers our members a traditional  personal loan with a low
fixed-rate and flexible terms.

SFCU's Personal Loan*

  • Maximum loan amount of $20,000
  • Minimum loan amount of $500
  • Term up to 60 months
  • Minimum payment $25 per month
  • Competitive rates and fast approval!
  • Convenient automatic payments through your FREE Advantage Checking Account

Share Secured Loan**

You can apply for an Suffolk Federal secured loan too, allowing you to borrow up to 100% of what's available in your Share Savings Account!

Questions? We're here to help. Call 631.924.8000 or visit any of our seven convenient branch locations throughout Suffolk County, Long Island, NY.

*Rates are subject to change without notice. For every $1,000 borrowed at 8.40% APR (Annual Percentage Rate) for 60 months, the monthly payment will equal $20.47. All loan requests are subject to credit approval and income verification. Applicants who are not approved at this rate or term may be offered credit at a higher rate and/or different term. Maximum loan amount is $20,000. Must live, work, or worship in Suffolk County, NY to be eligible for membership. Share account with $5 minimum balance required. Please see an SFCU representative for additional information, applicable fees and terms.

** For all variable-rate loans, the APR may change after consummation. The Share Secured loan rate is calculated as the dividend rate plus 3.00%. For Share Secured loans, the minimum payment will be $25.00. There are no fees associated with the Share Secured loan. Please see an SFCU representative for additional information, applicable fees and terms.