It Pays to Join These Clubs

Looking for a way to easily save for your first home, the winter holidays, a vacation or tax season? Suffolk Federal’s Savings Club accounts take the stress and work out of saving for big purchases or life events.

Opening a Club account is easy: With an initial deposit of only $5, you decide how much and how often you want to deposit though a branch location, transfers from another Suffolk Federal account by Member Telephone Service or Online Banking, or through Direct Deposit and/or Payroll Deduction.

The First Time Home Buyers Club helps you start saving now so you can concentrate on the excitement of searching for your first home. Learn more about the First Time Home Buyers Club account today! Or speak to one of our mortgage experts to discuss the financing options that are best for you. Call 631.924.8000 or email

The Holiday Club helps you easily save for the holiday season and transfers funds to your savings account during the first week of October, so you can get a head start on shopping! A $10 fee will be imposed for any early withdrawals.**

The Vacation Club makes saving for a getaway—or anything else—a breeze. One penalty-free withdrawal is allowed per month; additional withdrawals will incur a $10 fee.**

The Tax Time Club makes paying your property taxes—or potential federal and state taxes owed—less stressful. One penalty-free withdrawal is allowed per quarter; additional withdrawals will incur a $10 fee.**

An easier way to save for life’s big moments? We see it too.

To learn more about our Savings Club accounts, contact us or visit your local branch. Ready to get started?

Open an Account Now
**Club accounts require a minimum opening balance of $5. Minimum balance to earn dividends is $100. Dividends are calculated on daily balance and credited monthly. Fees could reduce earnings on the account.