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For a limited time, make a splash & get cashback with Sharks Checking!

In support of our partnership with SUNY Suffolk, we offer a no-minimum-balance checking account that lets you save on checking fees – and offers plenty of features you can sink your teeth into.

No monthly fee or minimum balance to open

24/7 Online and Mobile Banking and over 71,000 surcharge-free ATMs nationwide

Free Mastercard® Debit Card designed to show your Sharks pride!

Dive In for These Extra Benefits

We’ll donate to the Suffolk Community College Foundation with each signature purchase from your Sharks Mastercard® Debit Card.*

$100 Welcome Gift when you use your Sharks Checking card for 10 signature-based purchases.**

Extra $5 e-gift card when you sign up for e-Statements.

500 bonus rewards points when you sign up for uChoose Rewards, our free debit card rewards program.

Go Sharks, Go You.

We know that a great education can open lots of new doors. That’s why Suffolk Federal is the official partner of Suffolk County Community College and the Suffolk Community College Foundation.

Each year, we help local students go far through our Scholarship Program. But we’re never far from campus, with ATMs at all three locations, and our name is on the arena. (Yeah, we’re big Sharks fans.)

$30,000+
In Scholarships
Awarded Annually

Get (and Stay) Financially Fit

Just like a great education, the right financial decisions can help you do big things—from owning a home to traveling the world. So visit our Financial Wellness Center for quick, informative lessons on the financial topics that matter to you. Here are just a few.

Financial Health 101

Financial Health 101

Learn the five steps towards financial health and easy ways to stay on track and succeed.

Preventing Overdraft Fees

Preventing Overdraft Fees

Unexpected overdraft fees can turn a small purchase into a big headache. Learn how you can avoid them.

Creating a Budget

Creating a Budget

Want to save more and worry less about money? Smart budgeting makes it possible, and it’s easier than you think.

Car Loans

Car Loans

If you’re ready to get behind the wheel, here’s what you need to know before you head to the dealership.