A Free Checking Account That Works for You

Looking for a free checking account with no fees or no minimum balance requirement? Suffolk Federal has the perfect account for you. With our FREE Advantage Checking with Beacon Rewards account, you can enjoy hassle-free and convenient bill pay—minus the fees—and automatically earn more on your balances just by using the great benefits that come with your account.

Suffolk Federal’s FREE Advantage Checking with Beacon Rewards account offers:

Plus, with Beacon Rewards, you automatically earn more on your FREE Advantage Checking account balance when you use these great conveniences:*

We See It Too.

To see how you can earn more on your free checking balances, contact us or visit your local branch. Ready to get started?

Open an Account Now
*Beacon Rewards provides a high-rate dividend each month to members with FREE Advantage Checking that are enrolled in eStatements, conduct at least three online banking Bill Pay transactions per month, have a direct deposit of at least $250 per month into this account, and complete at least $300 in signature-based debit card transactions per month. Accounts meeting the monthly criteria will automatically receive the Beacon Rewards rate of 1.50% Annual Percentage Yield (APY) applied to balances up to $25,000 and 0.35% APY applied to balances greater than $25,000. Dividends are calculated on a day-of-deposit to day-of-withdrawal basis and credited monthly. Rates and terms are subject to change after account is opened. Fees could reduce the earnings on the account.