The Freedom to Do What You Need—or Want

Find the financial freedom you want—and fast—with a low-rate Personal Loan or Line-of-Credit from Suffolk Federal. We offer our Long Island members a traditional personal loan with a low fixed rate and flexible terms. For ongoing flexibility, consider a Personal Line-of-Credit instead.

Our Personal Loans feature:*

  • A maximum loan amount of $20,000.
  • A minimum loan amount of $500.
  • Terms up to 60 months.
  • Minimum payments of $25 per month.
  • Competitive rates and fast approval!
  • Convenient automatic payments through your FREE Advantage Checking Account.

Apply for a Personal Loan Now!

Our Personal Lines-of-Credit feature:

  • A maximum loan amount of $20,000.
  • A minimum loan amount of $100.
  • Minimum payments of just 2% of the balance.**
  • Competitive rates and fast approval!
  • Convenient automatic payments through your FREE Advantage Checking Account.

Apply for a Personal Line-of-Credit Now!

Our Share Secured Loan feature:

  • The opportunity to also apply for a Share Secured Loan, which allows you to borrow up to 100% of your Share Savings account balance.†

Apply for a Share Secured Loan Now!

Access to funds when you need it? We see it too.

Prefer to speak to a person about your personal loan or line-of-credit? Contact us or visit your local branch.

*Rates are subject to change without notice. For every $1,000 borrowed at 9.50% APR (Annual Percentage Rate) for 60 months, the monthly payment will equal $21.00. All loan requests are subject to credit approval and income verification. Applicants who are not approved at this rate or term may be offered credit at a higher rate and/or different term. Maximum loan amount is $20,000. Please contact a Suffolk Federal representative for additional information, applicable fees and terms.

†For all variable-rate loans, the APR may change after consummation. The Share Secured loan rate is calculated as the dividend rate plus 3.00%. For Share Secured loans, the minimum payment will be $25.00. There are no fees associated with the Share Secured loan.

**For all variable rate loans, The minimum payment for the variable line-of-credit will be 2.00% of the outstanding balance rounded up to the nearest dollar, or $10, whichever is greater. Please contact a Suffolk Federal representative for additional information, applicable fees and terms.