Hit the Open Road—or Water

A low-rate auto or boat loan from Suffolk Federal can help get you behind the wheel of your next new or used car or boat faster and more affordably than you ever thought possible. Not sure how much boat or vehicle you can afford? Our Auto and Boat Loan Calculator eliminates the guesswork!

Get in the driver’s seat with our auto loan features:

Apply for an Auto Loan Now!

Considering refinancing your current auto loan to reduce your monthly payments? Our Auto Refinance Calculator can help you see how much you’ll save!

Enterprise Car Sale Program

Enterprise Car Sales

By purchasing a vehicle at Enterprise Car Sales and financing it with Suffolk Federal, members receive VIP treatment!

Learn more about The Enterprise Difference, including No Haggle Car Prices, Free CARFAX® reports, Roadside Assistance and more. 

Check out this month’s offer from Enterprise!

Find the Perfect Car… and the Perfect Auto Loan with AskAuto®

With the AskAuto® app, you can:

  • Scan VIN numbers to get average retail cost and EPA mileage estimates on cars.
  • Compare, rank and save notes on vehicles you want to buy.
  • Apply for a Suffolk Federal loan anytime, anywhere using your Smartphone or mobile device. Just scan your driver’s license and the AskAuto® app prefills the loan application with your personal information and vehicle info for the car you’re interested in.
  • Receive the most up-to-date auto offers and specials from Suffolk Federal for your current location!*


Download Now!

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Be sure to select Suffolk Federal on the app’s startup screen, and under Settings, select the ON button to receive local current offers and specials from your local credit union!

It’s smooth sailing with our boat loan features:

  • New Boats: Financing up 80% MSRP or the purchase price, whichever is less. May include sales tax and title.
  • Used Boats: The loan is subject to 80% NADA book value, appraised value or purchase price, whichever is less. A marine survey may be required, and the member is responsible for any fees.
  • Lower rates with automatic payments through Direct Deposit or Share Transfer.
  • Physical Damage Insurance required.
  • Financing available for purchases only.

Apply for a Boat Loan Now!

See yourself behind the wheel? We see it too.

Prefer to speak to a person about a low-rate auto or boat loan? Contact us or visit your local branch.

*New auto loans may finance up to 100% of the MSRP or the purchase price, whichever is less, plus sales tax, license and extended auto warranty. Used auto loans may finance up to 100% of the NADA Value Guide or the purchase price, whichever is less, plus sales tax, license and extended warranty. Extended warranty financing maximum is $2,000 on autos and $2,500 on trucks. Extended warranty finance limit on all other vehicles is $2,500. Please see a Suffolk Federal representative for additional information, applicable fees and terms.