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Personalized Quote

See yourself in a new home? We see it too. Suffolk Federal offers a wide range of fixed and variable rate mortgage programs tailored to meet your needs, whether you are purchasing a new home or refinancing the home you already own.

  • Home Mortgage
  • Hybrid Adjustable Rate Mortgage
  • Reverse Annuity Mortgages/Senior Security Home Advantage Program

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Tools & Resources

Questions? We're here to help. eMail us, call 1.866.774.2384 or visit our Medford, NY branch.

Note: Interest paid on mortgages and equity loan products may be tax deductible. Suffolk Federal suggests you consult with your tax advisor about tax deductibility of these loans.

Our annual Home Mortgage Disclosure Act statement is available for inspection. This statement shows the geographic distribution of our residential mortgage and home improvement loans. For information on how you may inspect the statement, inquire
at one of our branch locations.

First Home Club

At Suffolk Federal, we know how exciting it is search for your first home. We also know how important it is to save ahead of time for all of the costs involved. To support you in your first home-buying experience, we now offer the Federal Home Loan Bank of New York's First Home Club, designed to assist moderate and low income first-time home buyers in the purchase of a home.

For each $1 saved, eligible members can receive $4 in matching grant funds (up to $7,500) to use towards your down-payment and your closing costs. Learn more at