Life & Disability Insurance

Suffolk Federal partners with CUNA Mutual, who has served credit union members for more than 75 years, to deliver the best solutions to you and your family for life and disability insurance.

Credit Life Protection for Loans

MEMBER'S CHOICE® Credit Life at Suffolk Federal gives you an easy way to protect your loved ones from the unexpected. It reduces or pays off your outstanding loan balance, up to the policy maximum, if you were to pass away before paying off the loan and offers a convenient, economical, flexible plan tailored to your specific needs.

MEMBER'S CHOICE® Credit Life Advantages

  • Reduces or pays off your covered loan balance.
  • Protects survivor's credit rating.
  • Requires no complicated enrollment forms or physical exam.
  • Offers the convenience of including premium in your loan payment.
  • Helps protect collateral against repossession.

Use the Life Protection Worksheet PDF File Download to determine if you could benefit from Suffolk Federal's MEMBER'S CHOICE® Credit Life protection. Then ask your loan officer about protecting your next loan.

Some of the MEMBER'S CHOICE® protection solutions are insurance products available through CUNA Mutual Insurance Society and some are debt cancellation products available through your credit union. Check with your credit union for details of this coverage, including exclusions and limitations.

Credit Disability Protection for Loans

Are you protected from the unexpected? Could you manage financially if your income was reduced or eliminated due to a disabling illness or injury? MEMBER'S CHOICE® Credit Disability protection can help. It makes your monthly loan payment, up to the policy maximum, should you become disabled due to a covered illness or injury.

MEMBER'S CHOICE® Credit Disability Advantages

  • Makes your covered loan payments if you become disabled.
  • Helps protect credit rating and collateral.
  • Reduces financial burden during recovery.
  • Requires no complicated enrollment forms or physical exam.
  • Offers the convenience of premium included in your loan payment.

Use the Disability Protection Worksheet PDF File Download to determine if you could benefit from MEMBER'S CHOICE® Credit Disability protection. Then ask your loan officer about protecting your next loan.

Some of the MEMBER'S CHOICE® protection solutions are insurance products available through CUNA Mutual Insurance Society and some are debt cancellation products available through your credit union. Check with your credit union for details of this coverage, including exclusions and limitations.

Credit Life and Disability Insurance are available through Suffolk Federal. These insurances are voluntary and not required to obtain a loan. Members have the right to cancel at any time. The current insurance rates are indicated on the disclosure addendum.

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