Free Advantage Checking

Suffolk Federal's FREE Advantage Checking account offers you a hassle-free and convenient way to pay all of your bills without those unwanted fees.

Suffolk Federal's Free Advantage Checking Benefits

Free Advantage Checking with Beacon Rewards!

With new Beacon Rewards, you can automatically earn more on your Free Advantage Checking balances just by using the qualifying conveniences that come with your account:

  • eStatements
  • Online Bill Pay
  • Direct Deposit
  • Signature-based Debit Card transactions

Start Earning More Now!
To find how, call 631.924.8000 and speak with one of our Member Representatives today!

*Beacon Rewards provides a high rate dividend each month to members with Free Advantage Checking that are enrolled in eStatements; conduct at least three online banking Bill Pay transactions per month; have a direct deposit of at least $250 per month into this account; and complete at least $300 in signature-based debit card transactions per month. Accounts meeting the monthly criteria will automatically receive the Beacon Rewards rate of 1.50% Annual Percentage Yield (APY) applied to balances up to $25,000 and 0.35% APY applied to balances greater than $25,000. Dividends are calculated on a day of deposit to day of withdrawal basis and credited monthly. Rates and terms are subject to change after account is opened. Fees could reduce the earnings on the account. Membership in Suffolk Federal requires a Share Savings account with a $5.00 minimum balance and is open to anyone who lives, works, worships or attends school in Suffolk County, New York.

Suffolk Federal Routing & Transit Number


Related Links

Fee Schedule
Direct Deposit Authorization FormPDF File Download
Payroll Allocation Authorization Form PDF File Download
Courtesy Pay Disclosure & Opt-Out Form PDF File Download

Deposit Insurance

This credit union is federally insured by the National Credit Union Administration.