Financial Counseling

As a valued member of Suffolk Federal, we are committed to serving you and your family. As a benefit of your membership, we offer FREE access to financial education and counseling services through Accel, a financial counseling program that has been serving families for more than 50 years.

Through this partnership, Suffolk Federal members have FREE unlimited access to financial counseling!

As a member, you can receive assistance with:

  • Personal and family budgeting
  • Understanding your personal credit report and how to improve your score
  • Personal Money Management
  • Debt repayment
  • Avoiding bankruptcy, foreclosure, and repossession

Contact an Accel Counselor   877-33ACCEL (877-332-2235)

  • Monday - Thursday 8am - 10pm (EST)
  • Friday 8am - 7pm
  • Saturday 9am - 1pm
Call 1.877.33ACCEL (332-2235) or visit Accel online at, where you can access valuable resources including Accel’s Resources and Tools, and GreenPath® Debt Solutions, a credit counseling organization that offers free debt counseling that is personal and tailored to your unique situation.

GreenPath® specializes in helping people eliminate credit card debt. They also assist people with student loan debt, help homeowners avoid foreclosure, provide reverse mortgage counseling to seniors, help people manage their credit score, and provide bankruptcy counseling and education for debtors filing for bankruptcy.

Acceleration, Accel's newsletter, also offers advice and tips to use in your daily financial life. Read about budgeting, housing issues, and children and money. You can collect tips for saving money, protecting yourself from identity theft and more. View previous financial newsletters below.

Suffolk Federal also offers our members access to BudgetSmart, a tool to:

  • Determine how you want to spend your income.
  • Track how you are actually spending your income.
  • Learn how to adjust areas where you are overspending.
  • Determine how a major purchase or change in income would impact your budget.