See yourself scoring some cash? We see it too!

Refer a friend or family member to Suffolk Federal by April 20th and you’ll each receive a thank you gift from us – cash!

Each referring member will receive $100, and each new member will receive $50.


  • Complete and return a Member Referral slip available at any Suffolk Federal branch-ask a representative!
  • Open a Free or Max Money Checking account with a minimum of $100 opening balance AND;
    • Pay 4 bills through Suffolk Federal’s FREE Online Bill Pay Service OR;
    • Use your Suffolk Federal Debit Card for four signature-based transactions OR;
    • Take out a loan with Suffolk Federal within the first 60 days*

It’s that easy. To learn more about the benefits of membership visit

*Checking account of the new member must be opened with a minimum of $100 and must remain open for 60 days. Loan options exclude mortgages. Both referring member and new member will receive cash incentives once the required terms and conditions are met. Membership is Suffolk Federal requires a Share Savings account with a $5.00 minimum balance. Limited to one bonus or cash-back rewards program unless otherwise stated. Membership is open to anyone who lives, works, worships, attends school or regularly conducts business in Suffolk County, NY as well as immediate family members of current membership. 


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