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Credit Cards

MasterCard® Platinum

Do you see yourself spending less on credit card interest every month– and more on what really matters to you? We see it too. That’s why we offer the Suffolk Federal MasterCard® Platinum credit card. You can enjoy all the conveniences of a credit card, without a high interest rate or annual fee.

With our low-rate MasterCard® Platinum card, you’ll save money now and later. This no-annual-fee credit card offers a 0.00% APR* 6-month introductory rate on both purchases and balance transfers. After that, your rate can be as low as 7.74% APR*.

MasterCard® Rewards

Rather earn great rewards when you shop? With a Suffolk Federal MasterCard® Rewards credit card, you can earn valuable rewards– with no annual fee, and a great rate!

Rewards you really want: 1% on all purchases, all the time. Earn points for every dollar you spend that you can redeem for travel, merchandise, gift cards—even cash.

For every dollar you spend using your MasterCard® Rewards card, points are earned. With your earned points, you can unlock the door to exciting travel opportunities, premium merchandise, gift cards and more. The more points you earn, the greater your reward! Plus earn double rewards the first three months and 2500 bonus points each quarter when purchases exceed $4,000!

Ready to redeem your rewards? It’s easy, visit www.curewards.com today!

MasterCard® Secured

Working to build your credit? The Suffolk Federal MasterCard® Secured credit card may fit your needs best!
You can secure your card with an equal deposit in your Share Savings account.

Why EMV?

See yourself shopping with added peace of mind? At Suffolk Federal, we see it too. Your Suffolk Federal MasterCard® is outfitted with advanced EMV technology to better protect you from fraud, and offers:

  • Enhanced 24/7 fraud monitoring. Your EMV chip provides dynamic data that cannot be known by someone who steals your card or card number. The chip also makes replicating and counterfeiting your card more difficult than one with a magnetic strip alone.
  • Ability to use your card anywhere. Many merchants have updated their payment terminals to process EMV cards. If a merchant is not EMV capable, your purchase can still be processed using the magnetic strip on your card.

At Suffolk Federal, we see it too. See for yourself: Apply Today!

To learn more about all of the credit card options available to Suffolk Federal members, contact us at 631.924.8000, or visit one of our convenient branch locations throughout Suffolk County, Long Island, NY.

MasterCard® Platinum, Rewards & Secured Cards: Important Information and Disclosures.*