Attention Members: Due to forecasted winter storm conditions, Suffolk Federal will be closed on Saturday, January 29th. We anticipate reopening for normal business hours on Monday, January 31st however recommend that you check back for updates. We apologize for any inconvenience. Please stay safe!


Effective 12/13/2021: In accordance with the NYS mandate, face coverings are required in all Suffolk Federal branches. The face coverings must cover both the nose and mouth. Thank you for your cooperation.


Attention Members: Please be advised our branch hours will be changing starting January 3, 2022. Click here for more details.

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Holiday Loans

As Low As 4.99
Avoid high interest credit cards with a low-rate loan this season! *Annual Percentage Rate Learn More


As Low As 3.50
Cozy up in a new home or refinance at today's low rates! *30-Year Fixed Rate Learn More

Home Equity

As Low As 1.99
Three bedrooms. Two baths. One great way to borrow. *Special Intro APR for 18 Months Learn More

Got 2 minutes?

We understand that applying for a loan can be intimidating. That’s why here at Suffolk Federal, our goal is to make it as easy as possible for you. We offer low rates and fast decisions, so you’ll save time and money. Whether you’re looking to hit the Sound in a new boat, cruise the L.I.E. with a new set of wheels or finally book that dream vacation, Suffolk Federal has the loan for you. Take a moment to see what loan options you may qualify for with no obligation or risk.

  • No negative impact to your credit score
  • Secure, safe and simple two-step process

To pre-qualify for a loan at Suffolk Federal, you must be eligible for membership. Membership is open to anyone who lives, works, worships, attends school or regularly conducts business in Suffolk & Nassau County, NY as well as immediate family members of current membership.

Pre-Qualify Today!

Your gateway to low-rate loans and credit cards.

  • Are You a Suffolk Federal member?
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Do you see yourself enjoying life or building a business on Long Island?

At Suffolk Federal, We See It Too.

A strong, growing and not-for-profit credit union, we focus on meeting your financial needs—not those of shareholders—so you benefit with better rates, fewer fees, greater conveniences and personal service from neighbors who care.