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Mortgages

As Low As 2.875
%*
Buy a new home or refinance at today's low rates! *30-Year Fixed Rate Learn More

Credit Cards

credit card image
As Low AS 7.49
%APR*
Spend less on interest and more on what matters to you. *Annual Percentage Rate Learn More

Home Equity
Line-of-Credit

As Low As 1.99
%APR*
Three bedrooms. Two baths. One great way to borrow. *Annual Percentage Rate Learn More

Got 2 minutes?

We understand that applying for a loan can be intimidating. That’s why here at Suffolk Federal, our goal is to make it as easy as possible for you. We offer low rates and fast decisions, so you’ll save time and money. Whether you’re looking to hit the Sound in a new boat, cruise the L.I.E. with a new set of wheels or finally book that dream vacation, Suffolk Federal has the loan for you. Take a moment to see what loan options you may qualify for with no obligation or risk.

  • No negative impact to your credit score
  • Secure, safe and simple two-step process

To pre-qualify for a loan at Suffolk Federal, you must be eligible for membership. Membership is open to anyone who lives, works, worships, attends school or regularly conducts business in Suffolk & Nassau County, NY as well as immediate family members of current membership.

Pre-Qualify Today!

Your gateway to low-rate loans and credit cards.

  • Are You a Suffolk Federal member?
  • Date Format: MM slash DD slash YYYY

Do you see yourself enjoying life or building a business on Long Island?

At Suffolk Federal, We See It Too.

A strong, growing and not-for-profit credit union, we focus on meeting your financial needs—not those of shareholders—so you benefit with better rates, fewer fees, greater conveniences and personal service from neighbors who care.