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Scheduled System Maintenance – Saturday, Dec 4th at 10:00 pm. The system maintenance is expected to take approximately 8 hours to complete. Online banking & Member Telephone Banking will be unavailable during this time. Thank you for your understanding and we apologize for any inconvenience.

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Attention Members: On Wednesday, December 8th our Contact Center will be closing at 5:00 PM. This will allow our team the opportunity to come together and share ideas that will further enrich your experience with us. All Online and Mobile services will continue uninterrupted.

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Attention Members: In an effort to keep everyone safe and to keep our locations open for our membership, we are having our entire team wear masks again. We ask that all members join us in this safety precaution and wear a mask when visiting Suffolk Federal locations. Thank you for your support and understanding.

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Happier Holidays
are Here

Get up to $20,000 with rates as low as
4.99% APR* for 12 Months with our Holiday Loan! (Limited Offer)
Apply Now


Fall Into
Home Savings

For a limited time, get $500 off closing with a Suffolk Federal mortgage†.
Learn More

HELOC Intro rate as low as 1.99% APR* for 18 months

Flexible funds for home improvement, debt consolidation & more.
Learn More


Sharks Checking

No monthly fees or minimums, 71,000 surcharge free ATMs. Open & Enroll for 500 bonus rewards points plus a $100 credit!**
Learn More

Come bank with us! Open an account now
Loans for life’s big moments! Apply now

Holiday Loans

As Low As 4.99
%APR*
 Avoid high interest credit cards with a low-rate loan this season! *Annual Percentage Rate Learn More

Mortgages

As Low As 3.125
%*
 Cozy up in a new home or refinance at today's low rates! *30-Year Fixed Rate Learn More

Home Equity
Line-of-Credit

As Low As 1.99
%APR*
 Three bedrooms. Two baths. One great way to borrow. *Special Intro APR for 18 Months Learn More

Got 2 minutes?

We understand that applying for a loan can be intimidating. That’s why here at Suffolk Federal, our goal is to make it as easy as possible for you. We offer low rates and fast decisions, so you’ll save time and money. Whether you’re looking to hit the Sound in a new boat, cruise the L.I.E. with a new set of wheels or finally book that dream vacation, Suffolk Federal has the loan for you. Take a moment to see what loan options you may qualify for with no obligation or risk.

  • No negative impact to your credit score
  • Secure, safe and simple two-step process

To pre-qualify for a loan at Suffolk Federal, you must be eligible for membership. Membership is open to anyone who lives, works, worships, attends school or regularly conducts business in Suffolk & Nassau County, NY as well as immediate family members of current membership.

Pre-Qualify Today!

Your gateway to low-rate loans and credit cards.

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Do you see yourself enjoying life or building a business on Long Island?

At Suffolk Federal, We See It Too.

A strong, growing and not-for-profit credit union, we focus on meeting your financial needs—not those of shareholders—so you benefit with better rates, fewer fees, greater conveniences and personal service from neighbors who care.