REGULAR SHARE ACCOUNT
The Insured Regular Share Savings Account is your primary account at SFCU.  Once established, the Share Savings Account signifies your membership in and ownership of the credit union.  By maintaining the minimum balance required, just $5, you have access to all credit union services and benefits.

Dividends are calculated on a day of deposit/day of withdrawal basis, declared monthly and paid quarterly.  The current annual percentage yield is available by viewing our current rates.

HOLIDAY CLUB ACCOUNT
The Holiday Club Account provides for the accumulation of shares for year end holiday shopping.  Systematic savings through Direct Deposit or Payroll Deduction makes saving for the holidays easy and convenient.  Deposits or transfers to a Holiday Club Account can be made at any time in any amount.  A minimum balance of $5 is required at all times.  On the last business day of September, the accumulated funds in the Holiday Club Account are transferred to your Regular Share Savings Account for convenient access.

VACATION CLUB ACCOUNT
The Vacation Club Account provides the same opportunity as a Holiday Club Account, but contains much more flexibility.  This account can be used for any purpose - separate money for vacation, specific purchases or any other use you may have.  One withdrawal per month without penalty is available.  You can transfer funds by MTS or by Online Banking to any other SFCU account.

KID'S SHARE ACCOUNT
Teach your Kid's to save!  Open a Share Savings Account for your child at SFCU.  Nothing helps a youngster to understand the benefits of saving money better than a savings account with their name on it!  By teaching your child consistent saving habits at an early age, you will be giving them a gift that will pay them for a lifetime.  Visit the Youth Corner page of our website for interactive programs your youngster will enjoy and the Student Center for your teenager to earn incentives!

INSURED SHARES
Your Shares are federally insured to at least $100,000 and backed by the full faith and credit of the National Credit Union Administration (NCUA), a U.S. Government Agency. The strongest federal insurance fund around today.  Individual Retirement Accounts are separately insured up to $250,000 which is unique among deposit insurance and available only through credit unions.